Debbie Harris answered question 10/30/2007 I Am In Urgend Need Of A $5000 Personal Loan. I Have Tried Many Places But No Luck. Does Someone Know An Honest Lender Who Is Not A Scammer? I also am looking for a US lender. I need to payoff payday loans. Consolidation companies will not help with payday loans. My credit score is 535, I am looking to borrow 5000 with reasonable payback terms