Please be very careful when evaluating debt consolidation options. For some people, this cure is worse than their original problem (higher rates, higher monthly payments, adjustable rates, etc.). Talk with a non-profit debt counselor about your options.

You will need to pay federal income tax on the amount withdrawn plus an early withdrawal penalty. (For me, this amounted to 20% for the former and 10% for the penalty, a total of 30% of the amount withdrawn.) Your 401(k) advisor can walk you through the process. It stings to lose 30%, but in … Read more

The advantages are that you are being given the opportunity to pay for the use of someone else's money in order to buy (usually not to build) a home. The disadvantages are that you are paying for this privilege, sometimes more than you can afford. Buying is often not cheaper than renting, and it entails … Read more

Your withholding rate is based on the W-2 form you filled out with this employer, plus your wage. You can check the federal tax rates (by income bracket) and verify that you have set your withholding at the appropriate level at the IRS website, www.irs.gov. In addition to federal income tax, your Social Security and … Read more

Dogs can subsist on many diets, but a high-quality dry dog chow is the best source of balanced nutrition and is much better for the dog's teeth. Raw meat killed in nature by the dog itself is fresh, but raw meat obtained from a supermarket can contain microorganisms that can be dangerous to a dog.

All dog foods don't have the same calories per cup (better quality foods are more highly concentrated than others), and her activity level might have increased since you adopted her. The dog food you are using should have a guide on the package of cups per day for a dog in a given weight range. … Read more

Yes, sadly, if your dog really has rabies, then she will die, either painfully on her own or painlessly if put to sleep by a vet. If this is your own diagnosis, though, you might be wrong. Either way, you need to see a vet immediately. You should understand that not following the law in … Read more

Chicken is the word describing the species; a hen is the female of the species (a rooster is the male). Hens lay eggs; roosters crow; both are chickens.

If the moisture is caused by steam, then your best bet to control moisture is to install an exhaust fan matched to the size of the room, vented to an outside wall of the building. Only by removing the moisture from the room will you prevent it from breeding mold. But if the mold is … Read more

Use a search term such as "real estate Alabama" to find some real estate agencies in the area that interests you. Most real estate agents sell lots and parcels as well as homes. You can calculate the average price of consistently sized lot, or the price per acre, this way. The prices will vary quite … Read more

I don't know the answer to your question, but will try to point you toward someone who will.  Here is the contact information for Section 8 and other HUD programs in Rockland County:  www.co.rockland.ny.us I got to this site by using a search term "rockland county ny section 8" and got to the … Read more

I'm not sure what you mean by a "section" of land, but in rural areas or for large properties, land is measured by the acre in the U.S. In urban and suburban areas, lots (plots of home on which a house sits) are usually measured in feet. For example, my house is in a town … Read more

You are describing "buyer's remorse."  You can research it by using that search term.  It's most common with younger, first-time buyers and it doesn't always mean that the house was a bad purchase.  It's common to feel a let down after any big decision in life and is usually a temporary feeling.      The … Read more

I don't know where you got this idea and I can't imagine giving a dog anything I wouldn't be willing to ingest. The advice above is sound. Invest a good home veterinary reference book and consult it before even thinking about any home remedy. Most include information about what over-the-counter people remedies can be used … Read more

You need to see a vet immediately. This is a very serious condition that could have numerous causes.

I hope that you've taken your dog to a vet by now, but if not, you need to go right away. These symptoms could be serious, and "just" a urinary tract infection can develop into a life-threatening kidney infection if untreated by antibiotics.

This dog needs to see a vet IMMEDIATELY! You are describing several serious symtoms, any one of which can indicate a condition that demands medical diagnosis and treatment.