I would file your FAFSA, first and then check out plus loans before private student loans for living expenses. PLUS loans, if it is a grad program are going to be a better deal. Good luck!
If you have bad credit, you can not get a private student loans without a cosigner. Read this article for more info, I am a student with little credit, so I know what you are going through, I had to get a cosigner, and you will too. Read: Loans Without … Read more