Chocolate is a natural grown plant producing the cacao bean.  Eating chocolate has many advantages such as low amounts of caffeine per cup of hot chocolate compared to a cup of coffee.  It also has large amount of antioxidants, is good for blood flow and has a soothing effect upon a person's mood. en.wikipedia.org … Read more

There is no doubt that the way we perceive the world influences our thought processes.  The two extremes that have the most effects are:  Either we view the world as friendly or hostile. These views are directly related to our socialization circumstances, the social ethos and our own experiences.  For those who have been lucky enough to have … Read more

Regardless if a budget is personal or business related, the most important components are the real costs required to maintain survival:  These include mortgage or rental payments, utilities, basic supplies (for individuals this would be food, clothing and cleaning supplies; for businesses this would include office supplies and cleaning supplies), transportation costs, insurances, taxes, allowances or … Read more