He's just not ready for it yet darling. Don't get too worried about it. Just try to take it slower next time. Anyone doesn't like rushed sex. Take it slow and it will also be more meaningful and enjoyable.

You also don't want to risk the chance of the pad disintegrating in the water and little pieces floating out. You also don't want your blood leaking out into the water. A tampon is the way to go.

Yes but it isn't recommended.