Bull is the opposite gender of cow.
I don't think there are any opposite sex of buffalo.
Answer is probably yes, but we don't have any foolproof evidence. This topic is still debatable. Many say yes and many say no.
Study the car first.. Which you want to buy... Then obtain an auto loan ( but first let it calculate that if you are eldgible and how much credit score you have.. After getting approval.. Get to your dream car.. Get test drive... And get the loan.