Institutions that provide Home Loans, i.e. Banks as well as Non-Banking Financial Companies (NBFCs) have a range for granting Home Loans to different applicants. There is a minimum lending rate specific to banks, below which they do not grant Home Loans. You can find out about this minimum rate from the website of the bank. So, … Read more

Yes, you can definitely switch your Home Loan to another lender- a bank or an NBFC. When the rate of interest charged by your current lender is high, you can look for alternative lenders offering a better rate of interest and initiate a Home Loan balance transfer (also known as loan … Read more