I save most. At my age, I don't need too much because I have everything that I need.
I do both. I save some, and then I'll spend some.
I save it and only use it when I need too. I have plenty saved up but I don't blow money on useless things.
I would tend to save some part of it and spend it ,because saving is important for future use , we also have to think about the future and act in present .
I'm trying to save it, but small stuff keep popping up.
We had five kids and one income so we learned to use money carefully. We found a balance between spending and saving.
I have become a little more practical in my old age. Can't say I was EVER frivolous with money .. I think I have always been rather practical. Back in the day, when money was soo tight .. We were practical because we had to be. Had to make a dollar stretch to cover household expenses, groceries, gas money, insurances, kids needs, which left very little if anything at all for me to be frivolous with. Now days, I am practical because I dont need 'stupid' stuff .. All that does is causes clutter. Life is much more refined now .. I get what I need .. And that's good for me.
I half and half more towards savings. I have everything I need.
Nothing about it is automatic for me.
It is a medium of exchange to get what I deem most important based on short and long term goals.
Sometimes I opt for additional reserves or investments, sometimes for needs and wants---either short or long term.
I have no spare money but rarely living pn disability
Depends on my needs and the things I want. It also depends on the gifts I receive. 😂
I spend what I need and save the rest.
1.Spend on priorities.
2.Save for emergency. (i always learnt that from my mother! She always was a bank! In the worst situations when you think it's over! She always had something to offer!)
3.Avoid unnecessary expenses.
4.Follow the technique of "spend coins to receive coins"
5.Bank deals, business and investments.
6.Fulfill the other following needs and preferences. According to dreams and wishes.
7.Charity